Products and Services
As a certified community development financial institution, Generations provides its members affordable access to a full range of products and services. Our products and services are designed to reasonably meet your needs with convenience.
Regular Share Accounts (savings)
Regular share accounts can be opened with a minimum of $10 plus a $15 membership fee. Dividends are paid quarterly and deposits can be made either in person or by mail.

Share Drafts (checking)
Generations offers a convenient share draft (checking) account with a minimum deposit of $50 for a low monthly fee of $3.00.

Certificates of Deposits (CDs)

CDs offers a higher rate of interest than a regular savings account. Insured by NCUA, CDs assure the safety of your initial investment while allowing interest to accumulate over a determined time period. When you purchase a CD, you invest a fixed sum of money, a minimum of $1000, for a fixed period of time – six months, or one, two, three, four, or five years. Generally, longer terms receive higher interest rates.

ATM Access
All Generations members have access to CashPoints ATMs throughout the state of North Carolina.

Generations' Check Card
Generations' Debit Card allows you to purchase goods and services anywhere Visa® is accepted worldwide with the use of your pin. You can also protect your Visa® check card online with a personal password. With the convenience of an ATM card and without the hassle of carrying a checkbook, Generations' debit card gives you access to your account 24 hours a day, 7 days a week. Each transaction is automatically deducted from your checking account. And, record keeping is made easy because all your transactions will appear on your statement.


Special offer for NCCU Students
Generations CCU has designed an account especially for NCCU students.


As a busy student, you need an account that is affordable, convenient and reliable. Generations offers you all of this and more with our Eagle Classic Gold account designed exclusively for NCCU Students. Become a member today!

Special Offer

Minimum $10 deposit in share account.
Minimum $25 deposit in share draft account.
NCCU Eagle logo on checks and first check order free.
Reduced transaction fee for ATM transactions at CashPoints. Lending Products and Services
GCCU offers loans to it’s members at affordable rates. Our loans are designed to help members meet their desired financial goal and along with financial counseling we help them meet their budget.