Generations CCU is a new statewide credit union, offering a full range of financial
services to its members. GCCU is a certified community development financial
institution, providing affordable credit to low-wealth families across the state.
Anyone can be a member of Generations. Membership requires a deposit of $25,
$15 of which is a tax-deductible membership fee giving you membership with the
North Carolina Minority Support Center (NCMSC). NCMSC is the sponsoring nonprofit
organization which is dedicated to relieving poverty, combating community deterioration
and creating jobs and homeownership opportunities for low and moderate income
people throughout the state in conjunction with North Carolina’s community
credit unions. For more information on NCMSC, visit: www.ncmsc.org.
Generations reaches out to the communities we serve by offering a program of
financial literacy that allows our members to achieve economic self-sufficiency.
We offer members financial counseling through workshops and one-on-one mentoring.
Our program is focused on but not limited to the following:
Generations offers Homebuyers counseling to members to help them prepare for
homeownership. We are committed to helping our members understand all that
is involved in owning a home by covering topics such as Personal Family Budgeting,
Learning To Save and The Role of Credit In Obtaining A Home. To schedule
a counseling session, please contact your local branch.
Our membership benefits allow members to track their finances, receive credit
union news and receive special offers and discount tickets to help plan for family
vacations. Below is a list of the benefits offered.
||Discount Coupons to Area Attractions initial
||Membership of the North Carolina Minority
Support Center, a statewide organization serving community
development credit unions.
Order Your Credit Report
Order a copy of your credit report online from Equifax.
||Be extremely careful about giving out personal identifying
information, such as your mother’s maiden name
and your Social Security number. Ask if it can be held
confidentially. Inquire into how it will be used and
with whom it will be shared. Give your Social Security
number only when absolutely necessary. Ask to use other
types of identifiers when possible. Do not put your Social
Security or driver’s license numbers on your personal
||Never provide any personal, financial account or credit
card information to anyone who contacts you through a
telephone solicitation or by email. Ask them to mail
your information so that you can further research the
company and their products and services.
||Keep items containing your personal information in
a safe place. Keep a list of all credit cards, account
numbers, expiration dates and the customer service phone
numbers in a secure place so that you can quickly contact
your creditors in case your cards are lost or stolen.