Loans

Type Term
New Automobile 60 months
Used Automobile 48 months
Share Secured Loans
(fully)
investment rate
plus 3.5%
Partial Share Secured
(50% or more)
 
Unsecured Loans Up to 48 mo.
Real Estate Secured 180 months

Free Credit Report
Get a free credit report at www.annualcreditreport.com.

Want to Apply For a Loan?
Click here to download an application. The application can be viewed and printed out using Acrobat Reader, available for free from Adobe.

Cars for Sale
Contact your local branch for a current list.

 


Generations Mortgage Program


Generations’ Mortgage Loan Program is for all members looking to purchase a home and includes: first time homebuyers, members seeking to refinance a home or those needing a second mortgages for home improvements or to pay for education. The credit union will guide you through the entire process beginning with pre-qualification.

The homebuyer mortgage program coupled with the home counseling workshops will successfully prepare members for homeownership while providing them access to an affordable product. For more information on obtaining a home loan or registering for a Homebuyers Workshop, please contact your local branch.

Generations offers:

2 year ARM (Initial rate is fixed for 2 years)
1% maximum change every two years (Rate will adjust every two years)
8% maximum upward adjustment over life of loan.

Other Information:

Adjustment Index: One Year Constant Treasury Maturity
Loan Term: 30 year fully amortizing
Minimum Credit Score: None
Origination Fee: 1% of loan amount

Pre-qualify for your home loan today!